Why should I consider the Holiday Property Bond?

HPB is a unique way to holiday, and you’re bound to have questions. You can find answers to the queries we’re most often asked here.

If you’d like to know more, we let you find out about the Bond in your own way and at your own pace. No hard sell, no pressure.

The first step is to order your free copy of our brochure.

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Why should I become a Holiday Property Bondholder?
How often can I go on holiday?
Can family, friends and pets join me on holiday?
What facilities and standards can I look forward to?
How does HPB deliver good value holidays?
How long will my family and I be able to holiday with HPB?
How are my holidays protected against inflation?
Who are HPB and how long have you been going?
That's all fine, but can I afford it?
What's your Money Back Promise?

The range of properties – and locations – is fantastic. We’ve enjoyed holidays in Turkey, the Canary Islands, Spain – as well as Scotland and Wales. And we’re looking forward to many more.

Steve & Karen Turner

Bondholder since 2006

Why should I think about becoming a Bondholder 393×516

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Why should I become a Holiday Property Bondholder?

As soon as you become a Bondholder, you can take your pick from over 1,500 exclusive holiday properties situated at more than 30 fabulous locations across the UK and Europe. There are 19 locations in the UK alone, and more properties are being added all the time.

Glorious Mediterranean sunshine, majestic Scottish landscapes, secluded French country clubs, you’ll find it all with HPB. Most HPB sites have a range of excellent facilities on site, including heated swimming pools, gym equipment, games rooms and libraries.

As soon as you become a Bondholder, you can take your pick from over 1,500 exclusive holiday properties situated at more than 30 fabulous locations across the UK and Europe. There are 19 locations in the UK alone, and more properties are being added all the time.

Glorious Mediterranean sunshine, majestic Scottish landscapes, secluded French country clubs, you’ll find it all with HPB. Most HPB sites have a range of excellent facilities on site, including heated swimming pools, gym equipment, games rooms and libraries.

We knew HPB would give us years of excellent holidays. We estimate that we have averaged three to four holidays a year.

Carol and Craig Bustard

Bondholder since 2003

How often can I go on holiday?

Many Bondholders are able to get away three, four or even five times a year. How often you holiday will depend on how many Holiday Points you buy, the time of year and property availability. You can also take advantage of Points-free holidays and short-notice breaks.

We can arrange your holiday travel for you too, through the HPB Travel Club, our dedicated, ABTA-bonded travel agency. Our experienced, knowledgeable staff are just a phone call away.

Many Bondholders are able to get away three, four or even five times a year. How often you holiday will depend on how many Holiday Points you buy, the time of year and property availability. You can also take advantage of Points-free holidays and short-notice breaks.

We can arrange your holiday travel for you too, through the HPB Travel Club, our dedicated, ABTA-bonded travel agency. Our experienced, knowledgeable staff are just a phone call away.

For me, the great thing about HPB is its flexibility – the fact that friends, family and colleagues can use it. This is very much a girls-only holiday: lots of chat, lots of laughs, lots of relaxation – just lazy days in the sunshine with one’s best mates.

Liz Bates

Bondholder since 1986

Can family, friends and pets join me on holiday?

Of course! Whether you are holidaying as a couple or bringing the whole family, there are properties to suit you. You can also invite friends to come on holiday with you and share your HPB accommodation.

All our UK locations have ‘pets welcome’ properties (except for our hotels and Barnham Broom), as do five of the overseas locations. A number of our properties are wheelchair-friendly and others are designed for people with limited mobility.

Of course! Whether you are holidaying as a couple or bringing the whole family, there are properties to suit you. You can also invite friends to come on holiday with you and share your HPB accommodation.

All our UK locations have ‘pets welcome’ properties (except for our hotels and Barnham Broom), as do five of the overseas locations. A number of our properties are wheelchair-friendly and others are designed for people with limited mobility.

A large part of a successful holiday is knowing what to expect, in terms of the standard of accommodation, facilities and so on. HPB scores highly in this regard. The result: fun for the children, relaxation for the grown-ups and a comfortable holiday for all!

Jacqueline Stinton

Bondholder since 1988

What facilities and standards can I look forward to?

All our villas, apartments and cottages are fully self-contained and individually furnished to high standards by our interior designers. We regularly refurnish and improve our properties, and every property will be freshly cleaned and prepared for your arrival.

HPB properties are set in their own well-cared-for grounds and gardens. Most also have facilities such as swimming pools, saunas, games rooms and tennis courts on site. Some have their own restaurant.

All our villas, apartments and cottages are fully self-contained and individually furnished to high standards by our interior designers. We regularly refurnish and improve our properties, and every property will be freshly cleaned and prepared for your arrival.

HPB properties are set in their own well-cared-for grounds and gardens. Most also have facilities such as swimming pools, saunas, games rooms and tennis courts on site. Some have their own restaurant.

The care and attention paid by both site staff and headquarters guarantees that we’re well looked-after, wherever we go – and it’s clear from the cleanliness and décor of Bond accommodation, to say nothing of furnishings and equipment, that our properties are well looked-after, too.

Brian Nicholls-Lee

Bondholder since 1998

How does HPB deliver good value holidays?

When you become a Bondholder, you purchase Holiday Points that you can use to book holidays at HPB properties. Each £1 will buy you one Holiday Point every year. You exchange Holiday Points to book a property, and your Points will be reallocated to you the following year.

You also pay a no-profit user charge. This stays the same throughout the year. For a studio the charge averages about £360 a week, for a two-bedroom property it’s around £540 a week. Larger properties are also available.

You will also be able to take advantage of special offers, such as short-notice Points-free holidays and long-stay vacations at particular locations.

When you become a Bondholder, you purchase Holiday Points that you can use to book holidays at HPB properties. Each £1 will buy you one Holiday Point every year. You exchange Holiday Points to book a property, and your Points will be reallocated to you the following year.

You also pay a no-profit user charge. This stays the same throughout the year. For a studio the charge averages about £360 a week, for a two-bedroom property it’s around £540 a week. Larger properties are also available.

You will also be able to take advantage of special offers, such as short-notice Points-free holidays and long-stay vacations at particular locations.

One of the benefits of the Holiday Property Bond is the ability to pass it on to our children. It is therefore great to think that Kate and James, their children, and who knows how many future generations, will be able to continue to enjoy holidays of all kinds, thanks to the Bond’s ever-expanding property portfolio.

Sue Fasey

Bondholder since 2006

How long will my family and I be able to holiday with HPB?

You can holiday year after year, as your Holiday Points are reissued every year for life. Thanks to the nature of the underlying investment, you can pass your Bond on to your children and grandchildren for them to enjoy or cash in if they prefer.

In the two decades-plus we have enjoyed as Bondholders, the Bond has fulfilled its ‘sales-pitch’ promises. Through the automatic inflation protection, our original investment would still be enough to stay at Rocha Brava, in the Algarve, for two weeks in high season.

Robert Ireland

Bondholder since 1989

How are my holidays protected against inflation?

You can look forward to the same level of high-quality holiday entitlement for the whole of your lifetime, no matter what happens to inflation.

That’s because your holiday entitlement is reissued each year, and increased in line with standard increases across the holiday points chart, meaning your holiday booking power is protected for the long-term.

You can look forward to the same level of high-quality holiday entitlement for the whole of your lifetime, no matter what happens to inflation.

That’s because your holiday entitlement is reissued each year, and increased in line with standard increases across the holiday points chart, meaning your holiday booking power is protected for the long-term.

Since we became Bondholders we have chalked up more than 80 HPB holidays, visiting nine overseas Bond sites and a further seven here in the UK. For our initial investment, over a 20-year period it is great value for us. Yes, we have to pay a non-profit user charge – but that’s still not a bad return!

Les Hill

Who are HPB and how long have you been going?

The Holiday Property Bond is a family-run business that was founded in 1983. The Bond enabled investors to holiday in properties by paying a no profit user charge. Today there are over 40,000 Bondholders.

As a Bondholder, you won’t own the properties directly. Your money is invested, after charges, into a fund which had net fund assets (properties and securities) of over £380 million as at 1st January 2024.

As HPB is an investment product you need to understand the principal risks and costs as well as the benefits. You can find a summary here.

The Holiday Property Bond is a family-run business that was founded in 1983. The Bond enabled investors to holiday in properties by paying a no profit user charge. Today there are over 40,000 Bondholders.

As a Bondholder, you won’t own the properties directly. Your money is invested, after charges, into a fund which had net fund assets (properties and securities) of over £380 million as at 1st January 2024.

As HPB is an investment product you need to understand the principal risks and costs as well as the benefits. You can find a summary here.

One of the great pleasures of having been an HPB Representative well as being a Bondholder is being on an HPB holiday and bumping into people you welcomed into the Bond. Time and again I’ve been told: ‘It’s the best investment I ever made.’

Phil Durbin

Bondholder since 1988

That's all fine, but can I afford it?

HPB is more affordable than you may think. The minimum initial payment is just £5,000, and the average investment in 2023 was around £14,000.

We can help you get started with an interest-free loan of between £3,000 and £9,000, repayable in 12 equal monthly instalments (subject to a minimum cash deposit of £4,500).

The initial payment you choose to make will depend on your own circumstances. An HPB contact can explain it to you so you can make your own decision as to whether it might be right for you.

HPB is more affordable than you may think. The minimum initial payment is just £5,000, and the average investment in 2023 was around £14,000.

We can help you get started with an interest-free loan of between £3,000 and £9,000, repayable in 12 equal monthly instalments (subject to a minimum cash deposit of £4,500).

The initial payment you choose to make will depend on your own circumstances. An HPB contact can explain it to you so you can make your own decision as to whether it might be right for you.

The Holiday Property Bond has been great for us – but, if it had proved less than what we expected after our first holiday, HPB’s unique ‘Money Back Promise’ gave us a real sense of security.

Nigel & Stephanie Collins

Bondholders since 2003

What is your Money Back Promise?

Our Money Back Promise gives you the opportunity to check that you are completely happy with HPB holidays after you become a Bondholder.

If you take your first HPB holiday within three years of investing and are not, for any reason, entirely happy, you can apply to cash in your HPB investment within 14 days of your return. You will get the full amount of your original payment, including charges. We will give you full details of the offer before you invest.

Our Money Back Promise gives you the opportunity to check that you are completely happy with HPB holidays after you become a Bondholder.

If you take your first HPB holiday within three years of investing and are not, for any reason, entirely happy, you can apply to cash in your HPB investment within 14 days of your return. You will get the full amount of your original payment, including charges. We will give you full details of the offer before you invest.

Is it possible to regret one of the best decisions we’ve ever made? Yes – because we wish we’d made it sooner! You could be enjoying the HPB holidays we missed out on: the so-precious ones when your children are little.

Linda and Steve Pinnington

Bondholders since 2003

Please find out more the way that suits you…

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Read our HPB Feefo Reviews

HPB’s holiday booking service has been rated 4.7 out of 5 based on 14678 customer reviews on Feefo

What people like you say about HPB

“A fantastic help to us”

As it was still in our cooling off period our HPB contact, Caroline Clay, made our bookings for us.
She has been a fantastic help to us throughout the HPB process, nothing has been too much trouble for her…
Caroline is a wonderful ambassador for HPB, we can’t praise her highly enough.

Mr & Mrs Hansen