Exclusive holidays for life
Welcome Silversurfers Member!
As a Silversurfers member HPB will add an extra 5% to your investment when you become an HPB Bondholder*
Become a Bondholder with HPB and you could take your pick from stunning locations with superb facilities every year
By becoming an HPB Bondholder, you’ll discover a refreshing new approach to the way you plan and enjoy your breaks. In fact, that’s what more than 40,000 holidaymakers have already done.
For an initial payment of as little as £5,000 you will be allocated Holiday Points that you can use every year to book your holiday.
You can then holiday year after year with HPB, as your Holiday Points are reissued every year for life. You can even pass the benefits onto your children and grandchildren, so they can enjoy plenty of fabulous getaways, too.
As soon as you become a Bondholder you can take your pick from over 1,500 exclusive holiday properties at some fabulous locations across the UK and Europe. So one year you could be holidaying at Sibton Park in Kent or Physkos in Turkey. The next year it could be in one of our trulli at Coreggia in Puglia or at Manoir du Hilguy, our 18th century chateau in Brittany.
Although HPB is all about the holiday benefits you can enjoy, it is an investment product. This means that it is subject to charges, your capital is at risk and you may not be able to cash in during the first two years. Please read “How HPB works” for a summary of the principal risks and benefits.
To start thinking ahead to your next holiday, request your brochure to see our stunning properties in detail.
Please find out more the way that suits you, and enjoy holidays year after year…
A small selection from our portfolio of over 30 stunning holiday locations
Buckland Court
Cotswolds, UK
Close to the famous 'picture-postcard' village of Broadway, this delightful cluster of Cotswold stone cottages is said to date back to the 7th Century.
Braithwaite Court
Cumbria, UK
Braithwaite Court is an ideal base from which to explore the delightful surroundings of the northern part of the Lake District National Park.
Le Mont de St Siméon
Île de France,
HPB converted old farm buildings to create this oasis of calm in the beautiful Île de France within easy striking distance of Disneyland and Paris.
Encosta Cabo Girão
Cabo Girão,
This purpose-built holiday village in Madeira sits atop a high sea cliff with fantastic views out to sea. It is some eight miles from the capital Funchal.
FAQs
What if I don’t enjoy my first holiday?
We are so confident that you will be delighted by the quality of HPB holidays that we are prepared to make you an unprecedented ‘Money Back Promise’:
If you take your first HPB holiday within three years of investing and are not, for any reason, entirely happy, you can apply to cash in your HPB investment within 14 days of your return.
Whatever the encashment value, the parent company of the issuer of HPB will make up any difference so that you get back the full amount you originally invested.
This offer applies to the first holiday at any HPB owned property and which is taken by at least one of the Bondholders themselves.
How do you deliver good value holidays?
HPB’s holiday benefits are provided through a Holiday Points system, in which each £1 of your initial payment (minimum £5,000) entitles you to one Holiday Point every year. Each time you book a holiday, you exchange Holiday Points for the accommodation you want. These Holiday Points are reissued to you every year and if not used, can be "rolled over" for use in the following year.
You then pay only a no profit user charge, which covers property running and maintenance costs, rather than a commercial rental charge. The average charge for a studio is around £360 and around £540 for a two bedroom property, for a week.
Your holiday benefits don’t just last for your own lifetime – in due course you can pass your Bond on to your children and grandchildren for them to enjoy too.
What kind of standards can I expect on HPB holidays?
Wherever you go to an HPB location, you can expect a consistently high standard of comfort and service. All our villas, apartments and cottages are fully self-contained and fitted and furnished to high, modern standards.
All our properties, and the exclusive leisure facilities that come with them, are impeccably maintained by on-site staff. You have no maintenance worries at all. That’s a big advantage of HPB, compared with the alternative of buying your own holiday home.
Not only that, but we have an ongoing programme of refurbishment and improvement to keep HPB properties in tip-top condition.
Where and when can I go on holiday with HPB?
There are currently over 1,500 wholly owned HPB properties in 32 fabulous locations across 13 countries across Europe, including over 600 properties in 19 locations in the UK – and the number continues to grow. HPB has a knack for choosing unforgettable locations, such as the sun-drenched Algarve, the majestic Highlands of Scotland, the stunningly beautiful Aegean coast of Turkey and the picturesque Cotswolds. As Bondholders you can holiday in any of our holiday homes, in any location, at any time of year, subject only to availability and the level of your investment. And there are no exchange fees to pay.
How often can I go on holiday?
That depends on how much you choose to invest, when you want to go away, and what kind of properties you want. Many Bondholders are able to get away on holiday three, four or five times a year – especially as they can benefit from a wide range of special offers.
You can look forward to the same level of high quality holiday entitlement for the whole of your lifetime, no matter what happens to inflation. That is because when your Holiday Points are re-issued to you each year they are increased in line with standard increases across the Holiday Points chart, meaning your holiday booking power is protected, year after year after year.
Who are HPB and why can I trust you?
The Holiday Property Bond was founded in 1983 as a unique idea, a life assurance bond linked to a portfolio of top quality holiday properties and which allows its investors to holiday in all its properties for life. Since then, it has attracted new investors every year, bringing the current total to well over 40,000.
HPB has no borrowings, and never has had. All its assets are purchased with new premium income. It also has an independent and regulated trustee, to whom your investment will be payable.
For a fuller explanation of the principal risks and benefits, please read “How HPB works”.
Ask for your fully illustrated holiday property brochure
Please read ‘How HPB works’ and then we will be delighted to send you our brochure, including our property portfolio, and your free copy of Insight Magazine.
Browse the beautiful holiday homes and magnificent locations where you can holiday as a Bondholder.
Simply fill in and submit the form or please call our brochure request line on 0800 230 0391.
- The extra 5% bonus offer is for Silversurfers members.
- Offer applied to new investments only made by those who have not previously requested information.
- Cannot be used in conjunction with any other offer.
- No cash alternative.
- HPB Management reserves the right to amend or withdraw any offers without prior notice.
- The 5% bonus is added to the investment if the investment is made within 12 months of the initial enquiry.
“A world away from package holidays”
Ruth PennyWe’re not what you might call ‘hobby’ people. We’re not particularly keen walkers, or avid birdwatchers. But we just love to see the world. And the Holiday Property Bond makes it possible.